🔐 Stop Money Laundering
VI + CJT Prevention in <5ms
⚡
Traditional AML reacts after money moves
VI + CJT makes compliance a cryptographic gate
VI + CJT makes compliance a cryptographic gate
⚠️ The Problem Today
💸
~$2T laundered
annually
annually
⏰
Detection takes
days/weeks
days/weeks
📋
Manual review
+ trust-based
+ trust-based
🌍
Cross-border
loopholes
loopholes
🚀 Real-Time Blocking
1️⃣
Purpose-Bound Payments
Every transaction carries signed lawful-purpose token
Purpose mismatch → auto-reject
Purpose mismatch → auto-reject
2️⃣
Jurisdiction Locking
Tokens bind money to approved jurisdictions
Sanctioned/off-path attempt fails instantly
Sanctioned/off-path attempt fails instantly
3️⃣
Structuring Prevention
Multiple small transfers from single VI detected live
Freeze before funds disperse
Freeze before funds disperse
4️⃣
Cross-Border Enforcement
Each hop requires fresh CJT validation
Invalid corridor → cryptographically blocked
Invalid corridor → cryptographically blocked
5️⃣
Regulator Visibility
Pseudonymous LAVR for each transaction
Instant, immutable, audit-ready
Instant, immutable, audit-ready
🔴 Live Example: Blocked Route
Attempted Route Through Sanctioned Zone
🏦
Country A
→
🏦
Country B
⛔
🚫
Sanctioned Zone
❌ CJT Validation Failed at Hop 2
⚡ Blocked in milliseconds
📜 LAVR logged automatically
🚨 Regulators notified
⚡ Blocked in milliseconds
📜 LAVR logged automatically
🚨 Regulators notified
Traditional vs VI + CJT
❌
Trust-based
Post-facto compliance
Post-facto compliance
Money moves first
Check later
Check later
Inconsistent
Varies by jurisdiction
Varies by jurisdiction
Reactive
Days/weeks to detect
Days/weeks to detect
✅
Crypto-enforced
Inline validation
Inline validation
Validate before move
Zero unauthorized flow
Zero unauthorized flow
Uniform protocol
Same rules everywhere
Same rules everywhere
Proactive
<5ms prevention
<5ms prevention
✅ Why It Works
🔍
Lawfulness checked before movement
🌐
Uniform protocol rules across borders
👻
Privacy preserved through Virtual Identity
⚖️
Court-ordered unmasking only when required
🛡️
FATF Recommendations 15 & 16 enforced automatically
🚫 Laundering Methods Blocked
🔗
Layering through
multiple jurisdictions
multiple jurisdictions
📦
Trade-based
laundering
laundering
🏢
Shell company
transfers
transfers
💵
Cash-intensive
business mixing
business mixing
🔄
Crypto conversion
loops
loops
🎲
Structuring
(smurfing)
(smurfing)
All require valid CJTs at every step → illicit routing not possible
💡
The Fundamental Shift
From Reactive Detection → Proactive Prevention
Compliance becomes cryptographic enforcement
at the protocol level
Compliance becomes cryptographic enforcement
at the protocol level
⚡ <5ms Validation
Zero user friction • Real-time compliance • Full privacy protection
WIPO PCT Applications:
WO 2025/210622 • WO 2025/210623 • WO 2025/215626
WO 2025/210622 • WO 2025/210623 • WO 2025/215626