🔐 CBDC with Privacy + AML Compliance
Interactive Mobile Guide
Transaction Flow
USER WALLET
Secure Enclave generates Virtual Identity (VI)
CREATE CJT
Encode Purpose, Consent, Jurisdiction, Expiry
VALIDATION
Check VI + CJT validity in <5ms
ALLOW/BLOCK
Valid: Proceed | Invalid: Reject
AUDIT LOG
Generate LAVR for regulator visibility
Court-Ordered Unmasking
1. Normal Operation
User operates with pseudonymous VI. Network: No identity exposed.
2. Suspicious Activity
Law enforcement monitors LAVRs for unusual patterns.
3. Court Warrant
Judge evaluates evidence and issues cryptographically signed warrant.
4. Multi-Sig Verification
2-3 independent authorities must approve request.
5. Identity Revealed
Court only. Immutable audit log created automatically.
Solving the CBDC Trilemma
❌ TRADITIONAL SYSTEMS
(Choose 2, Lose 1)
IMPOSSIBLE TRADE-OFF
✓ VI + CJT SOLUTION
(All Three Achieved)
Protocol-level cryptographic enforcement
Performance & Economic Impact
Traditional vs VI + CJT
| Aspect | Traditional | VI + CJT |
|---|---|---|
| Latency | 100-500ms | <5ms |
| Compliance | Post-facto | Real-time |
| Privacy | Trust-based | Crypto-enforced |
Regulatory Alignment
BIS
Bank for International Settlements
- ✓ PFMI Principle 8: Settlement finality
- ✓ PFMI Principle 17: Resilience
- ✓ CBDC Privacy principles
- ✓ Cross-border interoperability
IMF
International Monetary Fund
- ✓ Privacy framework compliance
- ✓ Audit without surveillance
- ✓ Cross-jurisdiction governance
- ✓ Gradual adoption support
FATF
Financial Action Task Force
- ✓ Travel Rule (Rec 15 & 16)
- ✓ AML/CFT compliance
- ✓ Transparency standards
- ✓ Real-time enforcement
GDPR
EU Data Protection Regulation
- ✓ Purpose limitation (Art 5)
- ✓ Data minimization (Art 5)
- ✓ Privacy by design (Art 25)
- ✓ Cross-border (Art 44-49)
Technical Dossier
Complete Technical Documentation
Access the full technical dossier including patent applications, technical specifications, implementation guides, and regulatory compliance documentation.
📦 Package Includes:
- ✓ Patent Applications (WIPO PCT)
- ✓ Technical Specifications
- ✓ Architecture Diagrams
- ✓ Cryptographic Protocols
- ✓ Regulatory Compliance Mapping
- ✓ Implementation Guides
- ✓ BIS/IMF/FATF/GDPR Analysis
🔓 No login required • Open access • Secure Proton Drive hosting
Hosted on Proton Drive with end-to-end encryption. The link provides direct access to all technical materials without requiring account creation or login.
